From the time humanity started carving in caves to today storing and finding information recorded has been a challenge. With the sheer amount of information we deal with daily, a system is needed to categorize and locate information quickly, where and when we need it. Most likely the one thing that will be with us […]
For many years, banks have used the Debt Service Coverage Ratio [DSCR] as a way to assess risk regarding the viability of a borrower to make mortgage payments after subtracting normal expenses from income. The larger the ratio, the more comfortable the bank felt making a loan. For example, let’s presume that a borrower was […]
